What are Mutual Funds?

A mutual fund is a type of investment vehicle that takes funds from many different investors and puts them into a portfolio of stocks, bonds, government securities, and other money market instruments. Professional fund managers manage the funds, and the profits from the investments are split among the investors after fees and taxes are taken out.

Mutual funds charge a fee for their services. In summary, mutual funds are pools of money from multiple investors that are managed by an experienced Fund Manager. These funds offer a range of products that cater to different investor objectives, such as capital appreciation, capital preservation, regular income, liquidity, and tax-saving. Furthermore, mutual funds offer growth and dividend options, allowing investors to customize their investments based on their needs.

Why should you invest in Mutual Fund?

The goals of individuals when it comes to investing can be vastly different; from post-retirement costs, to money for education or marriage, and even buying a house. As such, the products they require to meet these goals differ as well. Mutual funds offer a range of advantages compared to
investing in individual securities.

These funds give people the chance to invest in equity shares, corporate bonds, government securities, and money market instruments all at a reasonable cost. Additionally, it allows the retail investor to benefit from the capital markets with the help of a professional manager making the decisions.

How can we help you in choosing the right Mutual Fund?

  • Understand Risk Tolerance & Goals: Before making you invest in any mutual fund, we take the time to understand your financial goals and assess your risk tolerance. This will help us choose funds that fit your needs.
  • Research: Once we understand your goals and risk tolerance, it’s time for us to do some research on the different mutual funds available in India. Look at the performance of the funds over the last few years and read reviews from other investors.
  • Monitor your Investments: Once we have chosen the right mutual funds for you, we monitor your investments regularly to ensure they are meeting your goals. If a fund is not performing as expected, we inform you about the need to switch to another fund.