Terms & Conditions

By using whitewolffinance.in (the “Website & Mobile App”) and signing up for the services offered by White Wolf Finance, You acknowledge and confirm that:

You are 18 years of age or older and where you are acting as Guardian on behalf of a minor, you have the necessary authority to register/sign up for the services on behalf of the minor.

You have understood and agreed to abide by the terms of the Investment Services Level Agreement below. This agreement is part of the Investor registration process, which is generated once you confirm your registration. Which is accepted by and shall come into force with the activation of your account.

You have read and understood the Privacy Policy published on the Website.

The information you provide when you register on the website is true and correct.

WHITE WOLF FINANCE may contact you by phone and/or E-mail in connection with your registration & as part of regulatory compliance. All important & requisite communication will be sent to the same.


This is a letter of contract (“letter”) between M/s White Wolf Finance and your good selves for the underlying scope of services that shall be subject to the terms and conditions as mentioned herein. This document has not been approved by any authority and is solely meant for your information. This document is not meant for public distribution and has been furnished solely for your information and may not be reproduced or redistributed for any purpose whatsoever, by any Person, without our express permission.

WHITE WOLF FINANCE is an AMFI Registered Mutual Fund Distributor of mutual funds, with AMFI Registration No: ARN-189026 and registered with NJ INDIA INVEST PRIVATE LIMITED, Bombay Stock Exchange (BSE) STARMF & National Stock Exchange (NSE) NFM II towards limited purpose membership with the Exchange for transacting in mutual funds on BSE STARMF & NMF II platform, with Unique ID: 54792 & MFS189026 respectively.

WHITE WOLF FINANCE has designed & developed its “Website”, to offer/facilitate users to map/track their financial/investment data, usage of various analytical tools towards data analytics & various other features/services. Our tagline “Leap of Abundance” encompasses our vision which is to enhance user’s wealth by providing independent, high quality financial solutions to individuals. We employ proprietary financial models developed by our in-house team and we strongly believe in the passive investment strategy. Please note that, unless the context or meaning thereof otherwise requires, the following expressions that have been used anywhere in this letter or any document that is provided in relation to this letter, shall have the below meaning:

1. This document is a legal contract between WHITE WOLF FINANCE and User (“Agreement”).

2. “Assumptions” mean inputs that are generally accepted and are based on our research and may/may-not obtained from you as part of your inputs

3. “User” means the Person who enters into any Agreement with WHITE WOLF FINANCE or is in any way soliciting the services through this letter from WHITE WOLF FINANCE

4. “Financial Year” means the year starting from April 1 and ending on March 31 of the following year.

5. “Risk Tolerance” is the degree of variability in investment returns that an individual is willing to withstand.

6. “Recommendation” means; WHITE WOLF FINANCE offers scientifically selected mutual fund schemes using various filters/algorithms, designed by the WHITE WOLF FINANCE team.


1. User have applied for an Investment Account after understanding the nature and scope of services (“Services”) provided by WHITE WOLF FINANCE.

2. The operation of user’s investment account and the execution of Instructions are subject to this Agreement, and the “Offer Documents” of the respective Asset Management Company (“AMC”). User have the right to transact directly with AMC even in respect of the Investment made through WHITE WOLF FINANCE.

3. User identity on the Website/App is authenticated by the use of their Login Credentials. WHITE WOLF FINANCE will consider Instructions authenticated by their Login Credentials to have originated from their end. Further user will keep their login credentials safe and secret and will not divulge it.

4. User Make an informed investment decision by reading the “Offer Documents” of the mutual fund schemes that they are investing in and shall seek independent financial planning, legal, accounting, tax or other professional advice before investing or withdrawing.

5. User are aware of fact that WHITE WOLF FINANCE is an AMFI registered distributor of mutual funds and receives commissions from AMC’s, details of which are available on the website/disclosure.

6. Investment Account of User will be activated after WHITE WOLF FINANCE verifies user’s personal information in accordance with the Know Your Client (“KYC”) guidelines issued by the Securities and Exchange Board of India (“SEBI”).

7. Mutual Fund online execution services are offered through NJ E-WEALTH, mutual funds online execution platform.

a. The online platform facilitates subscription, redemption, Systematic Investment Plan (SIP), Systematic Withdrawal Plan (SWP), Systematic Transfer Plan (STP), Switch and other transactions of mutual fund units.

b. User can transact online through their investment account, login with User ID & password or calling the central office mutual funds desk.

c. Entire process of mutual funds order placement, confirmation, payment or redemption pay-out are governed by the NJ E-WEALTH terms & conditions, same is available on the website – https://njwealth.in/terms

8. WHITE WOLF FINANCE does not, and is not obliged to, offer all mutual fund schemes for investment. By limiting the number of schemes on the Website, WHITE WOLF FINANCE does not make any representation as to the quality, bona fides or nature of any AMC or mutual fund scheme, or any other representation, warranty or guaranty, express or implied.

9. WHITE WOLF FINANCE reserves the right to store information on a user’s computer in the form of a “cookie” or a similar file and the utilization of all or any information derived there from by us.


WHITE WOLF FINANCE Calculators (part of the “Website & Web App”) is a proprietary platform, with multiple analytical tools, designed & developed by WHITE WOLF FINANCE. It helps user create financial analysis for themselves and their families. These calculators creates recommendation by taking user data as input and automatically generating the output. The output can be further customized by the research/advisory team based on the input received by the user. The recommendation is created basis of inputs such as user’s spending, income, assets, risk tolerance, etc.

The recommendation shall also include explanatory statements and statistics that have gone into the analytics. It shall provide conclusions on possible ways to financially secure yourself & your family. Our advisor shall explain in plain terms, the recommendation generated and provide clarifications, if required.

TIn preparing the recommendation, the proprietary calculators will rely upon the information provided to, about your existing situation, your objectives and needs. Thereby, all recommendations and strategies will be based on this data alone and hence is accurate and complete only to the extent of the accuracy and completeness of the data furnished by user.

The aggregate liability in respect of performance of service or otherwise under this agreement shall be limited to the subscription fees paid to us (excluding out of pocket expenses and taxes if any paid) for the services rendered by us regardless of whether the liability is based on breach of contract, strict liability, tort, breach of warranty etc. or otherwise.


WHITE WOLF FINANCE’s Research team has, to the best of its ability, taken into account various factors – both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s)/ recommendation. However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts’ expectations about future events. They should not, therefore, be the sole basis of investment decisions.

The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund’s, or the fund’s underlying securities’ creditworthiness.

Mutual Funds and securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in securities, the NAV of the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Past performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. Please read the SEBI prescribed Combined Risk Disclosure Document prior to investing.

The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Mutual Funds transactions, as a regular plan, will involve trail commission pay-out, from various AMC’s to WHITE WOLF FINANCE, details of same are available on the website/disclosure.




In case User violate this agreement, or any local or international laws, WHITE WOLF FINANCE may, at any time and at its sole discretion, terminate Investment Account and/or prevent User from accessing the Website and/or Services at any time and at its sole discretion.

All and any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration in Mumbai in accordance with the provisions of the Arbitration and Conciliation Act, 1996 for the time being in force at the commencement of the arbitration, which rules are deemed to be incorporated by reference in this clause. The Courts in Mumbai alone shall have jurisdiction over all disputes arising out of or in respect of this arrangement. You consent to the jurisdiction and venue of the courts located in Mumbai, India.

The User, shall at its own expense, indemnify, defend and hold harmless the WHITE WOLF FINANCE and its officers, directors, employees, partners/affiliates against any third party claim, demand, suit, action, or other proceeding brought against the WHITE WOLF FINANCE or its officers, directors, employees, partners/affiliates against all direct damages, awards, settlements, liabilities, losses, costs and expenses related thereto to the extent that such claim suit, action or other proceedings is based on or arises from any proven deficiency in service, by the Service Provider, as per the scope of work or any other proven breach of terms of this Agreement.


All the trademarks, logos and service marks, information and content provided on our web site including its design structure and compilation are privately owned Intellectual Property Rights of either White Wolf Finance and or its affiliates, agents, associates, subsidiaries and or otherwise permitted by us advertise on our web site. Unless otherwise noted you shall not copy, download or and print documents from our web site for any commercial purposes and shall not post, distribute, transmit display, publish sell or modify them or remove any copyright trade mark or other proprietary notices. For permission to use third party materials appearing on our web site, please contact the copyright owner.

Also, the trademarks, logos and service marks available on our web site is an invaluable assets of White Wolf Finance and or its affiliates, agents, associates, subsidiaries and other parties, who have been authorized by us to display the same on our web site. In our endeavour to serve and protect your interests and rights, we would appreciate if you could inform us in writing at [email protected] giving all necessary details of the violation or infringement of our trademarks, logos and service marks which are either protected by us and or available on our web site. The information thus provided by you would be forwarded to our legal advisors for opinion on all or any legal recourse that can or should be adopted by us in order to protect our intellectual Property rights.


We may update our TERMS & CONDITION from time to time. We will notify you of any changes by posting the new TERMS & CONDITION on this page. We will let you know via email/ other means and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective/ update date” at the top of this TERMS & CONDITION page.

You are advised to review the TERMS & CONDITION page periodically, for any changes. Changes to the TERMS & CONDITION are effective when they are posted on this page.


For any information regarding the various services and products offered by us, or for providing any critical feedback, or complaint, with regards to our Website/ Mobile App/ Product performance/ Staff response, you can contact:
Email: [email protected]
Phone: +91 9987893704/90


White Wolf Finance
Office Address:
205/B-Wing, Dhanashree Heights
(Azad Nagar Sangam CHS),
Veera Desai Road, Azad Nagar,
Andheri (West), Mumbai,
Maharashtra, India PIN: 400053
Email: [email protected]
Phone: +91 9987893704/90